The average new RV cost starts at around $20,000 and can go up into the hundreds of thousands from there. 

Given how much it costs, it is important that you get what you want when you purchase an RV. If you know how to buy an RV, and what you’re looking for, the process will be smooth and easy. If not, you could be in for a lot of wasted time and even money if you’re not careful. 

If you’re wondering how to buy an RV, let’s break down the three main steps that you need to take in order to be successful. 

1. Model and Floor Plan 

There is a lot to be said about models and floorplans of various campers and RVs. Purchasing an RV is a big commitment and getting what you want is the point. Make sure that you are satisfied with the features and sleeping arrangements offered by the model you’re buying. 

Read reviews of the various brands, so that you know what you’re getting into. Most brands of campers and RVs have both positive and negative traits. For instance, you may find a Coachmen RV you really like but then discover that there are better Entegra RVs available. 

There are so many different RVs available these days that buying an RV can feel overwhelming. Have a clear idea of what you want and what you need when you begin the journey. This will make things easier for you down the line. 

2. Have a Down Payment 

For most RV lenders, you’ll need to be able to supply between 10% and 20% of the total value of the RV. It is possible to get cheaper options, but these often require high credit scores and can put you upside down on the loan from the start. Remember, your RV will depreciate the moment you drive it off the lot. 

3. Work With a Dealership

One of the best tips for buying an RV is to work with a dealership. They know how to buy an RV, and they can guide you through the steps for buying an RV. Most dealerships also have loan providers they work with, so they could secure you a better deal than you could get on your own. 

Speak to your broker about what deals are available and what special options might exist for the RVs you’re interested in. If you haven’t quite figured out what model or floorplan you want, ask questions. You might be surprised at how much information your RV dealership has and how they can help you find the RV of your dreams. 

How to Buy an RV 

It has never been easier to buy an RV. As long as you know what you want, you work with a dealership and you have your down payment in order. With these three steps taken care of, how to buy an RV becomes a question of less stress and more excitement. 

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